Credit Card Debt Advisory Services

Typically credit card companies charge an interest of 24% per annum. At our office, we always recommend our clients to bring all their credit card statements and other supporting documents namely

Copy of NRIC
Payslip / Letter of Employment / Payment Voucher
IR8A / CPF Statement
HDB Statement
Insurance Policy
Hire Purchase Statements
Legal Letters if any

Once we have ascertain your debt situation, we will advise you accordingly.

There are several ways to solve your credit card problems. For example, we will first find out what is your short-term and long-term financial goals then analyse your current financial situation together with your credit card debts. Next, we will look at your priority list then work out the shortest repayment period of your credit card debt so that you can regain your financial stability as soon as possible.

How the Credit Card companies charge?

Most Credit Card Companies charge a minimum interest rate of 24%
The minimum repayment rate may be as low as 3% per year
The roll-over balance will be charged interest including new purchases using the card.